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Yang Xia Investment & Finance Manager

Oakville
BloombergExcelFinancial AnalysisModellingPowerPointR ProjectSASValuation
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To contact this candidate email jason.xiayang@gmail.com

Contact using webmail: Gmail / AOL / Yahoo / Outlook

HIGHLIGHTS OF QUALIFICATION

— A service-oriented and results-driven investment & banking professional with over 10 years progressive experience in Retail / Commercial / Corporate Banking, Portfolio Management, Financial Planning & Analysis, Modelling, Capital Market, Business Development, Real Estate & Risk Management

— Achieved 310% bank’s annual performance targets and overall ranked # 1 producer in fiscal year 2015

— Proven performance in managing and growing loan portfolios with combined portfolio of $300 million, meeting/exceeding portfolio targets and overall business objectives

— Excellent research, financial modelling, forecasting, analytical and valuation skills

— A self-directed, proactive team player with strong communication, interpersonal and decision-making skills coupled with attention to detail and critical thinking

SKILLS

Specialized Industries:  Retail/Commercial/Corporate Banking, Real Estate, Financial Services

Financial Expertise: Business Development, Due Diligence, Financial Analysis, Capital Market

Certifications & Training: CSC, Modelling, Valuation, Wealth Management, CFA Level 1 Candidate

Computer skills: Advanced in Excel, PowerPoint, Bloomberg, SAS and R Project

Languages: Fluent in English and Chinese (Mandarin and Cantonese)

PROFESSIONAL EXPERIENCES

Maple Tree Financial Investment Canada Inc., Investment & Finance Manager                               Nov.2016 – Sep. 2018 — Worked for private equity firm that owns and manages total assets of C$2.5 Billion in Canada

— Developed and served high net worth clients for acquisition targets as investment banker, provided advisory services before and after transactions

— Conducted in various investment decision reviews and negotiated financing terms in total of over $1 billion for a commercial building complex and a leading private retirement housing provider in Vancouver

— Evaluated mid to late stage private equity investments and other investment funds within health, real estate and general customer industries

— Developed and prepared valuation and financial models including research and strategic analysis in connection with M&A due diligence, equity and debt offerings and new business presentations; Interacted directly with senior management of corporate clients on various transactions, including M&A, leveraged buyouts and capital raising

Dunsmuir Capital Partners Inc., Dealing Representative                                                                               Jun.2017- Sep.2018  — Led and worked with a team of lawyers and successful help the company to obtain Exempt Market Dealer (EMD) security license in short period of time

— Developed strategy for marketing to new prospective clients / fund-raising / promoting brand; resulted in increased awareness / capital commitments

— Drafted Business Continuity Plan (BCP) and Client Relationship Model 2 (CRM2) guideline in compliance with OSC regulatory requirements, providing direct support to CCO to perform partial compliance functions

— Communicated and educated investment products and strategies with high-net-worth investors and family offices for over 40 customers

— Sourced partnership funds, bank loans and investment opportunities nationwide and globally

Industrial and Commercial Bank of China (Canada), 

Business Manager, Corporate Banking Department                                                                                                   Mar. 2013 – Nov. 2016

— Designed appropriate credit structure and terms, ensured complete, accurate and comprehensive investigation, analysis and due diligence under the Commercial Lending Processes, successfully expanding client base by actively developed solid client relationships in public, private & state-owned companies

— Prudently reviewed and negotiated loan and security documents as well as legal documents to ensure completeness and perfection prior to loans draw down and coordinated with the closing of loans

— Completed due diligence, deal structuring, negotiation and closing of numerous multi-million financing deals nationwide and globally

— Protected the bank’s assets by adhering to lending processes, legal and ethical requirements, including compliance regulations and audit requirements

— Resolve ambiguous situations in bridging the gaps between the Canadian vs. Chinese Culture and industrial vs. capital market working environment

— Improved the level of client satisfaction and business relationships while maximizing profitability and minimizing credit risk to the bank

Loan Officer, Retail & Commercial Banking                                                                                                                  Oct. 2010 – Mar.2013

— Maintained regular contacts with existing, potential clients, sources of referral to ensure customer satisfaction, kept abreast of business potentials, cross-sell deposit and other banking products

— Initiated credit applications along with KYC/AML processing and prepared good quality credit proposals / annual credit reviews / term renewals on time including residential mortgage loan, commercial mortgage loan, term loans & syndication, performed credit checking, title search, PPSA registration and company search

— Responded on a timely basis to concerns relating to loan portfolios; reviewed and resolved issues through audits and quality checks, ensuring lending decisions are clearly communicated, properly documented and followed

— Organized on-site due diligence visits and monitored financial soundness of counterparties closely including appropriate leverage and liquidity

— Liaised and supported with various Lines of Business and Operational areas of the Bank as required

Excel Employment International Inc., Marketing Analyst & Accounting Clerk                                             Oct. 2006 –Mar. 2009 — Analyzed data from Stats Can and prepared the research analysis regarding hot job field and trend in Canada to the management

— Managed and monitored accounts receivable to achieve no bad debts and no late payments from clients

EDUCATION

Master in International Economics and Finance                                                                                                            Aug.2009 – Aug. 2010 Ryerson University, Toronto, ON

Bachelor of Science in Actuarial Science and Economics                                                                                                Sep.2002 – Sep. 2006 University of Western Ontario, London, ON

Certificate of Project Management Training Level I,                                                                                                                                       2010 Offered by MITACS

Education

2009/2010 Master in International Economics and Finance at Ryerson University
2002/2006 Bachelor of Science in Actuarial Science and Economics at University of Western Ontario

Experience

2016/2018 Investment & Finance Manager at Maple Tree Financial Investment

— Worked for private equity firm that owns and manages total assets of C$2.5 Billion in Canada
— Developed and served high net worth clients for acquisition targets as investment banker, provided advisory services before and after transactions
— Conducted in various investment decision reviews and negotiated financing terms in total of over $1 billion for a commercial building complex and a leading private retirement housing provider in Vancouver
— Evaluated mid to late stage private equity investments and other investment funds within health, real estate and general customer industries
— Developed and prepared valuation and financial models including research and strategic analysis in connection with M&A due diligence, equity and debt offerings and new business presentations; Interacted directly with senior management of corporate clients on various transactions, including M&A, leveraged buyouts and capital raising

2017/2018 Dealing Representative at Dunsmuir Capital Partners Inc.

— Led and worked with a team of lawyers and successful help the company to obtain Exempt Market Dealer (EMD) security license in short period of time
— Developed strategy for marketing to new prospective clients / fund-raising / promoting brand; resulted in increased awareness / capital commitments
— Drafted Business Continuity Plan (BCP) and Client Relationship Model 2 (CRM2) guideline in compliance with OSC regulatory requirements, providing direct support to CCO to perform partial compliance functions
— Communicated and educated investment products and strategies with high-net-worth investors and family offices for over 40 customers
— Sourced partnership funds, bank loans and investment opportunities nationwide and globally

2013/2016 Business Manager, Corporate Banking Department at Industrial and Commercial Bank of China (Canada)

— Designed appropriate credit structure and terms, ensured complete, accurate and comprehensive investigation, analysis and due diligence under the Commercial Lending Processes, successfully expanding client base by actively developed solid client relationships in public, private & state-owned companies
— Prudently reviewed and negotiated loan and security documents as well as legal documents to ensure completeness and perfection prior to loans draw down and coordinated with the closing of loans
— Completed due diligence, deal structuring, negotiation and closing of numerous multi-million financing deals nationwide and globally
— Protected the bank’s assets by adhering to lending processes, legal and ethical requirements, including compliance regulations and audit requirements
— Resolve ambiguous situations in bridging the gaps between the Canadian vs. Chinese Culture and industrial vs. capital market working environment
— Improved the level of client satisfaction and business relationships while maximizing profitability and minimizing credit risk to the bank

2010/2013 Loan Officer, Retail & Commercial Banking at Industrial and Commercial Bank of China (Canada)

— Maintained regular contacts with existing, potential clients, sources of referral to ensure customer satisfaction, kept abreast of business potentials, cross-sell deposit and other banking products
— Initiated credit applications along with KYC/AML processing and prepared good quality credit proposals / annual credit reviews / term renewals on time including residential mortgage loan, commercial mortgage loan, term loans & syndication, performed credit checking, title search, PPSA registration and company search
— Responded on a timely basis to concerns relating to loan portfolios; reviewed and resolved issues through audits and quality checks, ensuring lending decisions are clearly communicated, properly documented and followed
— Organized on-site due diligence visits and monitored financial soundness of counterparties closely including appropriate leverage and liquidity
— Liaised and supported with various Lines of Business and Operational areas of the Bank as required